Trustees, Attorneys & Court Appointed Deputies
Managing money on behalf of others
Managing and controlling money on behalf of other people represents a huge responsibility for Trustees, Attorneys and Court Appointed Deputies. It also carries personal risk.
How do you control the investment risk? How do you meet beneficiary income objectives tax efficiently? How do you monitor and make changes to investments as required? How do you ensure income paid to beneficiaries is sustainable and cash flowed? And so it goes on… The risk of getting it wrong is significant.
Many professional as well as lay, Trustees, Attorneys and Deputies come to us because they want their solutions to live up to potential scrutiny from wherever it may come. They don’t have a coherent strategy or evidence to ensure the money they are looking after on behalf of others meets the requirements of the beneficiaries and are unsure if their plans meet their personal legal and moral obligations. They require new direction or a second opinion. Does this sound familiar?
How we work with you
Discovery Meeting
We need to understand you and what you need from the money invested on behalf of a charity, pension fund, Trust fund or people for whom you have a responsibility. What action you have taken to maximise tax efficiency, lower costs, diversify and monitor investments under your control. We need to know your journey so far, your understanding of your moral and legal obligations. You also need to understand us. We demonstrate how we implement contemporary financial planning solutions that will make a difference, add value for the people you represent and keep you safe.
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Goal Setting
We work with you to establish meaningful and realistic objectives for the money you control. Provided we feel we are a good match and we can add value, we engage.
Analysis
Once engaged to serve you, we collate all information on existing investments, property and insurance plans to analyse them in terms of overall risk, complexity, tax efficiency and viability. We measure this against your objectives and identify areas to add value through greater tax efficiency, lower costs, better management and reporting.
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Developing Your Plan
When we know your objectives and where you are to date, we can develop a plan that will deliver to the needs of the people for whom you act and simultaneously protect you in your capacity as a Trustee or Attorney. We will make recommendations to get you on track to achieve your goals in a tax efficient and cost effective way.
Implementing Your Plan
When you have reflected on our proposals and satisfied yourself that the plan is structured, robust and achievable, we will implement the plan swiftly following your instructions to do so.
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Ongoing Progress Meetings
Following implementation we agree our progress schedule to ensure that we stay on course to meet the requirements for the people you represent. Life events, unexpected expenses, economic or market shocks can knock you off track. But, if identified early, we can usually restructure the plan to get you back on track. Alternatively, an unexpected windfall can change your outlook and objectives.
How we work with you
1
Discovery Meeting
We need to understand you and what you need from the money invested on behalf of a charity, pension fund, Trust fund or people for whom you have a responsibility. What action you have taken to maximise tax efficiency, lower costs, diversify and monitor investments under your control. We need to know your journey so far, your understanding of your moral and legal obligations. You also need to understand us. We demonstrate how we implement contemporary financial planning solutions that will make a difference, add value for the people you represent and keep you safe.
2
Goal Setting
We work with you to establish meaningful and realistic objectives for the money you control. Provided we feel we are a good match and we can add value, we engage.
3
Analysis
Once engaged to serve you, we collate all information on existing investments, property and insurance plans to analyse them in terms of overall risk, complexity, tax efficiency and viability. We measure this against your objectives and identify areas to add value through greater tax efficiency, lower costs, better management and reporting.
4
Developing Your Plan
When we know your objectives and where you are to date, we can develop a plan that will deliver to the needs of the people for whom you act and simultaneously protect you in your capacity as a Trustee or Attorney. We will make recommendations to get you on track to achieve your goals in a tax efficient and cost effective way.
5
Implementing Your Plan
When you have reflected on our proposals and satisfied yourself that the plan is structured, robust and achievable, we will implement the plan swiftly following your instructions to do so.
6
Ongoing Progress Meetings
Following implementation we agree our progress schedule to ensure that we stay on course to meet the requirements for the people you represent. Life events, unexpected expenses, economic or market shocks can knock you off track. But, if identified early, we can usually restructure the plan to get you back on track. Alternatively, an unexpected windfall can change your outlook and objectives.
Contact Us
Feel free to contact us using the form below for an initial discussion to determine if we are a good fit for you.